The Flight of Finance: Lessons from the World of Aviation for the Private Credit Sector

Marco Oliveira Barbosa

Since the beginning of my career as an entrepreneur in the private credit sector, I have always sought parallels between the discipline required in aviation, where I work as a pilot, and the world of finance. At first glance, these areas seem to follow completely different trajectories, but over time I have come to realize that the principles that govern success in both worlds are quite similar. Whether in command of an aircraft or in managing a company, challenges are overcome with precise planning, rigorous risk control and the ability to adapt to unpredictable scenarios.

ADVERTISING

In aviation, planning is essential. Before a flight, the pilot must plot a route based on factors such as weather conditions, aircraft weight, and possible emergency situations. This type of preparation ensures that the pilot not only reaches his destination, but is also prepared to deal with unforeseen events along the way. In the private credit sector, the logic is the same: each transaction must be carefully planned, taking into the client's risk profile, market conditions, and possible fluctuations that could impact the expected return.

An experienced pilot knows that unforeseen events can happen at any time, whether it’s unexpected turbulence or a mechanical failure. Likewise, in the world of finance, the unexpected is also part of the game. Fluctuations in global markets, political crises or changes in interest rates can shake the stability of a financial operation. Therefore, good risk management is as essential as mastering the controls of an aircraft. In private credit, this means constantly monitoring economic indicators and adjusting strategies when necessary, ensuring that the company is ready to mitigate losses and maximize returns.

Another common thread between aviation and finance is the need for trust and precision. In the cockpit, there is no room for error. Similarly, in the credit sector, every decision must be made based on hard data and robust analysis. A company that deals with credit needs to inspire confidence in its customers and partners, just as a pilot inspires confidence in his engers.

The lessons I learned in the skies have a direct impact on my business management. Commitment to excellence, control over the smallest details and the ability to act quickly in critical situations are qualities that I apply both in flight and in running my business. Just like an airplane that takes off with a clear mission, a company must always be prepared to navigate volatile markets, ensuring stability and sustainable growth.

This intersection of aviation and finance has taught me that success, in any field, is built on discipline and strategy. Whether in the skies or in the business world, the key is to stay focused on the goal, manage risk accurately, and never underestimate the power of a good flight plan.

Marco Oliveira Barbosa
Marco Oliveira Barbosa is an entrepreneur with extensive experience in the financial sector and agribusiness. Founder of Grupo Mercantil de Crédito, he leads private credit operations and purchase of receivables, with a focus on agribusiness. In addition, he works in agricultural companies, such as Agropecuária Bonanza and Cia Agrícola Ouro Verde. His ion for aviation was so great that Marco currently holds a commercial and airline pilot license (PLA), with qualifications to fly single-engine, multi-engine, IFR, and holds a Type Rating for the Cessna Citation CJ series. With a degree in business istration from FAAP, Marco is also a licensed pilot, combining his hobby with his business life.

 

Read also 

ADVERTISING